Best budget exercise bikes
Updated June 2026Independently researchedNo paid placement.
The NordicTrack Commercial S22i Studio Cycle earns our top spot for its immersive interactive training and smooth magnetic resistance.
The Schwinn 270 Recumbent Bike is ideal for low-impact, joint-friendly workouts, while the Marcy ME-708 Upright Bike is the most popular budget-friendly choice for casual riders.
A good exercise bike doesn’t have to empty your wallet. Budget-friendly models now offer solid construction, quiet magnetic resistance, and enough features to keep you motivated, whether you’re training for an event or just trying to move more. The key is to match the bike to your riding style: recumbent bikes support your back and are easier on joints; upright bikes mimic road cycling and take up less floor space; and studio cycles with interactive subscriptions can make workouts feel like a class. When shopping on a budget, focus on resistance type (magnetic is quieter and smoother than felt pad), seat comfort, and adjustability. A clear display and connectivity (like Bluetooth or app compatibility) add convenience, but don’t overspend on features you won’t use. The three bikes below cover the most common needs without breaking the bank.
Schwinn 270 Recumbent Bike
the joint-friendly recumbent
4.6out of 5The Schwinn 270 Recumbent Bike delivers a comfortable, low-impact ride with plenty of built-in programs. Its padded seat and step-through frame make it especially welcoming for older riders or those recovering from injury.
Price range: $$
Check price on Amazon →NordicTrack Commercial S22i Studio Cycle
the immersive studio cycle
4.8out of 5The NordicTrack Commercial S22i is a premium studio cycle that brings on-demand classes and automatic resistance changes to your home. Its large tilt-screen and smooth magnetic flywheel make it the best option for riders who want interactive training without leaving the house.
Price range: $$$
Check price on Amazon →Marcy ME-708 Upright Exercise Bike with Resistance Bands
the compact upright with bonus bands
4.3out of 5The Marcy ME-708 offers a no-frills upright ride at an unbeatable price. It adds resistance bands for upper-body work, but the basic display and friction resistance mean it’s best for occasional use rather than daily training.
Price range: $
Check price on Amazon →| Award | Model | Our score | Price | Best for | |
|---|---|---|---|---|---|
| Best overall | Schwinn 270 Recumbent Bike | 4.6 / 5 | $$ | Anyone who wants a comfortable, reclined riding position for longer sessions or gentle car | Check price → |
| Runner-up | NordicTrack Commercial S22i Studio Cycle | 4.8 / 5 | $$$ | Cyclists and fitness enthusiasts who enjoy instructor-led rides and want a connected, gami | Check price → |
| Best value | Marcy ME-708 Upright Exercise Bike with Resistance Bands | 4.3 / 5 | $ | Budget-conscious shoppers who want a simple stationary bike for light daily movement and l | Check price → |
The picks in detail
1. Schwinn 270 Recumbent Bike: the joint-friendly recumbent
Best overallThe Schwinn 270 Recumbent Bike delivers a comfortable, low-impact ride with plenty of built-in programs. Its padded seat and step-through frame make it especially welcoming for older riders or those recovering from injury.
Pros
- Padded, adjustable seat with lumbar support
- Wide range of preset workout programs for variety
- Quiet magnetic resistance system
- Built-in speakers and Bluetooth for entertainment
Cons
- Not suitable for standing or high-intensity cycling
- Display interface can feel dated
- Pedals lack toe cages or clipless option
Who it’s for
Anyone who wants a comfortable, reclined riding position for longer sessions or gentle cardio.Who should skip it
You’re looking for an upright bike or one that supports standing climbs and sprint intervals.2. NordicTrack Commercial S22i Studio Cycle: the immersive studio cycle
Runner-upThe NordicTrack Commercial S22i is a premium studio cycle that brings on-demand classes and automatic resistance changes to your home. Its large tilt-screen and smooth magnetic flywheel make it the best option for riders who want interactive training without leaving the house.
Pros
- Large pivoting touchscreen with iFit integration
- Automatic resistance and incline adjustments
- Silent magnetic resistance with a heavy flywheel
- Comfortable adjustable seat and multi-grip handlebars
Cons
- Requires an ongoing iFit subscription for full features
- Higher upfront cost than other budget picks
- Large footprint may be tight for small apartments
Who it’s for
Cyclists and fitness enthusiasts who enjoy instructor-led rides and want a connected, gamified workout experience.Who should skip it
You prefer a simple, subscription-free bike or have a very limited budget.3. Marcy ME-708 Upright Exercise Bike with Resistance Bands: the compact upright with bonus bands
Best valueThe Marcy ME-708 offers a no-frills upright ride at an unbeatable price. It adds resistance bands for upper-body work, but the basic display and friction resistance mean it’s best for occasional use rather than daily training.
Pros
- Extremely affordable for an upright bike
- Includes two resistance bands for arm and shoulder exercises
- Compact footprint fits small spaces
- Easy assembly for beginners
Cons
- Felt-pad resistance can be less smooth than magnetic
- Basic LCD display lacks heart rate or program modes
- Seat is less padded and adjustable than pricier models
Who it’s for
Budget-conscious shoppers who want a simple stationary bike for light daily movement and light upper-body work.Who should skip it
You plan to ride for more than 30 minutes regularly, or you need magnetic resistance and advanced metrics.Best for specific needs
Best for interactive training
If you love spin-class energy but want to work out at home, the NordicTrack Commercial S22i is your best bet. Its tilting touchscreen and iFit membership give you thousands of studio rides, scenic outdoor routes, and auto-adjusting resistance. This bike turns a budget-friendly setup into a full immersive experience. Our pick: NordicTrack Commercial S22i Studio Cycle.
Best for low-impact joint-friendly workouts
The Schwinn 270 Recumbent Bike’s reclined seat and wide cushioned backrest make it ideal for anyone with lower-back or knee concerns. Pedaling in a supported position reduces strain while still providing solid cardio. It’s also great for longer sessions where comfort is key. Our pick: Schwinn 270 Recumbent Bike.
Best for tight spaces and tight budgets
When every square foot and dollar counts, the Marcy ME-708 delivers a functional upright bike that fits in a corner and costs very little. The added resistance bands offer a bonus upper-body workout, making it a versatile option for those just starting or with limited fitness goals. Our pick: Marcy ME-708 Upright Exercise Bike.
Our verdict
No matter your riding style, there’s a budget-friendly exercise bike here that fits. If you can stretch your budget and want a connected, class-like experience, the NordicTrack Commercial S22i is the standout choice. For comfort and low-impact cardio, the Schwinn 270 Recumbent is a reliable runner-up. And if simplicity and savings are your top priorities, the Marcy ME-708 will get you pedaling without the frills.